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Apex Treasury Solution: Expanded Access Built in the Cloud

When your treasury strategy demands an accelerated go-to-market plan, a provider’s FINRA registration, access to money market mutual fund sweeps, and outsourced brokerage operations, Apex’s products and services are in a class of their own.

Key Apex Benefits

Professional-Grade Investing for Treasury

Integrate Apex’s tech-forward investing solution as you build out your existing Treasury Management System (TMS) to give your clients a sleek digital experience for optimizing their idle cash. With our Instant Cash Transfer service, intraday liquidity can be easier to manage, too.

Read the treasury management fact sheet for more details about the benefits of working with Apex, which include:

Modern Trading Technology

Leverage the automations and streamlined workflows provided by Apex and our cloud-native, real-time AscendOS™ platform.

Apex Direct

Lean on Apex Direct’s FINRA registration if your company isn’t registered, so you don’t have to pursue your own.

More Fixed Income Choices

Empower clients to diversify yield strategies with access to many fixed income securities, including money market mutual funds.

Real-Time Processing

Let clients invest their surplus cash in real time with straight-through processing instead of delayed overnight batch.

Intraday Liquidity

Help clients manage liquidity with real-time cash movement for more speed, precision, and confidence.

White-Label Client-Facing UIs

Build less by leveraging our white-label UIs to reflect your brand and integrate with your experience.

Registration Options

Leverage Apex Direct’s FINRA Registration

Not interested in pursuing your own FINRA registration or on a tight launch timeline? By leveraging Apex Direct’s FINRA‑registered introducing broker‑dealer status, your firm can provide clients access to U.S. investment‑grade bonds (including mutual funds).

Learn more about the bundled Apex Direct solution.

Fixed Income Choices

Offer Access to a Broader Array of Securities

While many digital treasury providers rely almost exclusively on U.S. Treasury Bills, Apex’s treasury management solution offers access to a wider array of investment-grade fixed income securities and mutual funds. Plus, give your clients fractional access to many of these asset classes, allowing them the opportunity to invest idle dollars if desired.

  • Government and Agency
    • Treasuries
  • Corporate
    • U.S. Investment Grade
    • U.S. High Yield
    • Brazilian Corporate Bonds
    • USD Denominated European Credit
    • USD Denominated Asian Credit
  • Mutual Funds
    • Mutual Funds
    • Money Market Mutual Funds
  • CDs
    • U.S. Brokered CDs
    • USD Denominated Foreign Brokered CDs
  • Coming Soon
    • Government Agency Bonds
    • U.S. Structured Products
    • U.S. Convertible Bonds
    • U.S. Commercial Paper

Automated Sweeps

Use Cash Sweeps to Help Optimize Yields

Apex’s treasury solution includes cash sweeps programs that automate the movement of surplus funds to help maximize interest earnings or protect large deposits through expanded insurance coverage.

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FDIC Sweep Program

  • Earn interest on idle cash balances through our FDIC Sweeps Program
  • Available for entity and individual accounts
  • Get deposit insurance up to $5 million per account by combining protections across participating banks
  • Note that the FDIC insures deposits up to $250,000 per depositor, per bank, for each ownership category
A blue staircase-like shape overlaps with a similar staircase outline in pink, set against a light gray background.

Money Market Mutual Fund Sweep

  • Sweep uninvested cash into money market mutual funds to help maximize yield
  • Available only for entity accounts
  • Rely on SIPC protection that covers securities and cash up to $500,000 total per account
  • Note that SIPC cash coverage is limited to $250,000 for uninvested cash
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Same-Day Liquidity

  • Funds are generally available for withdrawal or to cover investment purchases on the same day

Modern Tech

Provide Cloud-Native, Real-Time Technology

While you’re choosing a treasury solution, consider how fast technology is moving these days so you can avoid choosing a platform that may feel outdated sooner than you’d like.

Let your treasury management clients use our cloud-native, real-time investing platform, AscendOS, designed to provide a modern, digital experience for years to come.

Real-Time Services Replace Overnight Slowdowns

  • Account Opening and Funding
  • Pre-Built Ledger
  • 24/7 Data Access for Business Intelligence
  • Automated Corporate Action Updates
  • 24×5 Trading
  • Enhanced Service Experience

Read the article, How to Find the Best Treasury Management Software for Investing, to learn more about how real-time services on AscendOS can improve your clients’ investment experiences.